MPAC
Property & Development
MPAC Service

Property & Development

From FIRB to keys in hand — every acquisition is feasibility-tested.

Property in Australia isn't just about buying a house. For foreign investors, it involves FIRB applications, stamp duty surcharges (up to 8% in Victoria), financing restrictions, and development regulations that change every budget cycle.

MPAC acts as your buyer's advocate — but with a strategic lens that goes beyond finding a property. We look at every acquisition through the filter of: Can this generate income? Can this support your family? Can the construction costs be incorporated into the purchase to create a cashflow asset?

The Hidden Costs Nobody Tells You About

Foreign buyers face a wall of costs: FIRB application fee ($14,700 for properties under $1M), foreign buyer stamp duty surcharge (8% in Victoria), land tax surcharge (4%), plus standard stamp duty. On a $900K property, government fees alone can exceed $120K. Many agents sell you the property but don't explain these costs upfront. You discover them when it's too late to negotiate or restructure.

The MPAC Property Strategy

1

FIRB Application & Compliance

We handle the entire FIRB process — application, supporting documentation, compliance requirements — so you can focus on finding the right property.

2

Knockdown-Rebuild Strategy

Buy an older property in a prime location, demolish, and build a multi-dwelling development. Construction costs are incorporated into the purchase, creating instant equity and multiple income streams.

3

Student Housing Model

Build properties designed to house international students — individual rooms with shared facilities. Melbourne's 1.1% vacancy rate and 24% projected rent surge by 2030 make this highly profitable.

4

Full Feasibility Before Commitment

Every property goes through our feasibility framework: purchase costs, construction costs, rental yield, capital growth projections, and tax implications — all before a dollar is committed.

Your Pathway Options

Feasibility Assessment Before Purchase

No emotional buying. Every property is stress-tested across 12+ financial variables before a dollar is committed.

Gross & net rental yield modelling
Holding costs: council rates, water, insurance, strata levies
Land tax thresholds & negative gearing strategy
Depreciation schedules — Division 40 vs Division 43
Stamp duty calculation & concession eligibility
FIRB application fees ($14,700+) & vacancy fees for international buyers
Cash flow projections — Year 1 through Year 10

Real Scenarios

1

The Le Family — Knockdown-Rebuild Success

The Le family purchased a rundown 3-bedroom house in Clayton for $850K. The land was 650sqm in a university zone. MPAC structured a knockdown-rebuild: demolish…

2

Mr. & Mrs. Dinh — FIRB First-Timers Buy Off-the-Plan in Box Hill

The Dinhs, based in Hanoi, had never purchased overseas property. They were terrified of the FIRB process and assumed foreign buyers couldn't get Australian…

3

Dr. Tran — Melbourne Apartment Portfolio for Passive Income

Dr. Tran is a dentist in Saigon who wanted to diversify out of Vietnamese dong into AUD-denominated assets. He wasn't ready to migrate — he wanted passive…

Frequently Asked Questions

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